/* Vaghri Finance — visual design layer
   No business logic or calculator calculations are changed here. */
:root{
  --vf-ink:#0f172a;
  --vf-navy:#132a56;
  --vf-blue:#1768ee;
  --vf-blue-2:#4f8cff;
  --vf-muted:#66758c;
  --vf-line:#e4eaf3;
  --vf-soft:#f5f8fd;
  --vf-card:#ffffff;
  --vf-shadow:0 12px 34px rgba(15,35,70,.07);
  --vf-shadow-hover:0 20px 50px rgba(15,35,70,.12);
}
html{scroll-behavior:smooth}
body{color:var(--vf-ink);background:linear-gradient(180deg,#f8fbff 0,#f5f8fc 48%,#f8fafc 100%)}
body:before{content:"";position:fixed;inset:0;pointer-events:none;z-index:-2;background:radial-gradient(circle at 8% 8%,rgba(37,99,235,.07),transparent 24%),radial-gradient(circle at 92% 22%,rgba(99,102,241,.055),transparent 25%)}

/* Clean, premium header */
header{backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);background:rgba(255,255,255,.88)!important;border-bottom:1px solid rgba(219,227,239,.9)!important;box-shadow:0 5px 24px rgba(15,35,70,.045);position:sticky!important;top:0;z-index:80}
header .wrap,.nav{min-height:64px}
.logo{letter-spacing:-.45px;transition:opacity .2s,transform .2s}.logo:hover{opacity:.92;transform:translateY(-1px)}
.topnav{gap:6px!important}.topnav a{padding:9px 11px;border-radius:9px;transition:.2s ease}.topnav a:hover{background:#eef4ff;color:var(--vf-blue)}
.login,.start{transition:transform .2s,box-shadow .2s,background .2s!important}.login:hover,.start:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(23,104,238,.15)}

/* Consistent page rhythm */
main{position:relative}
.card,.calculator,.tool-card,.article-card,.review-card,.feature,.option-card,.content-card,.faq-item,.loan-card{box-shadow:var(--vf-shadow);transition:transform .24s ease,box-shadow .24s ease,border-color .24s ease}
.card:hover,.calculator:hover,.tool-card:hover,.article-card:hover,.review-card:hover,.feature:hover,.option-card:hover,.content-card:hover,.loan-card:hover{box-shadow:var(--vf-shadow-hover)}

/* Buttons */
.cta,.hero-btn,.calculate,.btn,.submit,.menu-start{transition:transform .2s ease,box-shadow .2s ease,filter .2s ease}
.cta:hover,.hero-btn:hover,.calculate:hover,.btn:hover,.submit:hover,.menu-start:hover{filter:saturate(1.05);transform:translateY(-2px);box-shadow:0 12px 26px rgba(23,104,238,.18)}
.cta:active,.hero-btn:active,.calculate:active,.btn:active,.submit:active{transform:scale(.985)}

/* Inputs and controls */
input,select,textarea{transition:border-color .2s,box-shadow .2s,background .2s!important}
input:focus,select:focus,textarea:focus{border-color:#7aa4f5!important;box-shadow:0 0 0 4px rgba(23,104,238,.09)!important;outline:none!important;background:#fff}

/* Tool directory */
.tools-page{padding-top:54px!important;padding-bottom:90px!important}
.tools-page .hero{position:relative;padding:26px 0 30px}
.tools-page .hero:after{content:"";position:absolute;right:-100px;top:-60px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(23,104,238,.13),transparent 68%);pointer-events:none}
.tool-card{position:relative;overflow:hidden;border-color:rgba(219,227,239,.95)!important;border-radius:20px!important;background:rgba(255,255,255,.9)!important}
.tool-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,#1768ee,#7c3aed);opacity:0;transition:.25s}
.tool-card:hover:before{opacity:1}
.tool-card .tag{display:inline-flex;padding:6px 9px;border-radius:999px;background:#eef4ff;color:#2563eb}
.tool-card .go{display:inline-flex;margin-top:12px;color:#1768ee;align-items:center;gap:5px}

/* Article directory + pagination */
.article-card{border-radius:18px!important;overflow:hidden!important;background:#fff!important}
.article-card img{transition:transform .45s ease,filter .35s ease}
.article-card:hover img{transform:scale(1.025);filter:saturate(1.04) contrast(1.02)}
.pagination-wrap{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:7px;margin:30px 0 8px}
.page-btn{min-width:38px;height:38px;padding:0 10px;border:1px solid #dce4f0;border-radius:11px;background:#fff;color:#40516d;font-weight:800;cursor:pointer;transition:.2s ease;box-shadow:0 4px 14px rgba(15,35,70,.04)}
.page-btn:hover:not(:disabled){transform:translateY(-2px);border-color:#b9cdf0;color:#1768ee;box-shadow:0 9px 20px rgba(15,35,70,.08)}
.page-btn.active{background:#1768ee;border-color:#1768ee;color:#fff;box-shadow:0 8px 18px rgba(23,104,238,.2)}
.page-btn:disabled{opacity:.4;cursor:not-allowed}
.page-status{text-align:center;color:#78869b;font-size:12px;margin-top:7px}

/* Content/article pages */
.content-page,.content,.tool-page{position:relative}
.content-page .card,.content-page article,.content-card{border-radius:22px}
.article-photo{box-shadow:0 10px 30px rgba(15,35,70,.07)}

/* Trust / informational strips */
.notice,.good{box-shadow:0 8px 24px rgba(15,35,70,.04)}

/* Footer */
footer,.footer{background:transparent!important}
footer .links a,.footer .links a{transition:color .18s,transform .18s}
footer .links a:hover,.footer .links a:hover{color:var(--vf-blue)!important}

/* Subtle reveal for cards where the existing page script adds vf-reveal */
.vf-reveal{will-change:transform,opacity}

/* Mobile polish */
@media(max-width:700px){
  header{position:sticky!important;top:0}
  .tools-page{padding-top:34px!important}
  .tool-card{border-radius:17px!important}
  .page-btn{min-width:36px;height:36px;border-radius:10px}
}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Vaghri Finance premium visual layer */
:root{--vf-ink:#0d1830;--vf-navy:#10285a;--vf-blue:#1768ee;--vf-muted:#66758d;--vf-line:#e4eaf3;--vf-soft:#f5f8fd;--vf-shadow:0 18px 55px rgba(17,40,82,.09)}
html{scroll-behavior:smooth}body{font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--vf-ink);background:linear-gradient(180deg,#fbfdff,#f5f8fc)}
.vf-container{max-width:1180px;margin:auto;padding:0 20px}.vf-section{padding:72px 0}.vf-kicker{display:inline-flex;padding:7px 11px;border-radius:999px;background:#edf4ff;color:var(--vf-blue);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.vf-card{background:#fff;border:1px solid var(--vf-line);border-radius:24px;box-shadow:var(--vf-shadow)}.vf-card:hover{transform:translateY(-3px);transition:.2s ease;box-shadow:0 24px 65px rgba(17,40,82,.13)}
.vf-btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:13px;text-decoration:none;font-weight:900}.vf-btn-primary{background:var(--vf-blue);color:#fff;box-shadow:0 10px 24px rgba(23,104,238,.18)}.vf-btn-soft{background:#eef4ff;color:var(--vf-blue)}
.vf-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.vf-grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:900px){.vf-grid-3{grid-template-columns:1fr}.vf-grid-4{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.vf-grid-4{grid-template-columns:1fr}.vf-section{padding:52px 0}}

/* Vaghri Finance — premium motion, editorial and advertising-ready layer */
.vf-footer-pro{margin-top:82px;background:linear-gradient(145deg,#07142c,#0d2147 60%,#102b59);color:#dce7f8;padding:62px 0 22px;position:relative;overflow:hidden}.vf-footer-pro:before{content:"";position:absolute;width:420px;height:420px;right:-180px;top:-250px;border-radius:50%;background:radial-gradient(circle,rgba(86,145,255,.2),transparent 68%);pointer-events:none}.vf-foot-top{position:relative;display:grid;grid-template-columns:1.55fr repeat(3,1fr);gap:42px}.vf-foot-brand p{max-width:390px;color:#9fb0ca;line-height:1.75;margin:16px 0}.vf-foot-badge{display:inline-flex;padding:7px 11px;border:1px solid rgba(255,255,255,.12);border-radius:999px;color:#c8d6eb;font-size:11px;font-weight:800}.vf-footer-pro h4{color:#fff;margin:2px 0 13px;font-size:13px;text-transform:uppercase;letter-spacing:.08em}.vf-footer-pro a{display:block;text-decoration:none;color:#aebdd3;padding:6px 0;font-size:14px;transition:transform .18s ease,color .18s ease}.vf-footer-pro a:hover{color:#fff;transform:translateX(3px)}.vf-foot-market{position:relative;display:grid;grid-template-columns:1fr 1fr 1fr auto;align-items:center;gap:10px;margin-top:34px;padding:13px;border:1px solid rgba(255,255,255,.11);border-radius:18px;background:linear-gradient(110deg,rgba(255,255,255,.06),rgba(255,255,255,.025));box-shadow:0 18px 50px rgba(0,0,0,.12)}.vf-foot-market>div{display:flex;align-items:center;gap:10px;min-width:0}.vf-foot-market>div:first-child{display:grid;grid-template-columns:auto 1fr auto;gap:8px}.vf-foot-market span{font-size:8px;letter-spacing:.12em;font-weight:900;color:#8ea2be}.vf-foot-market b{font-size:11px;color:#dce7f8}.vf-foot-market strong{font-size:13px;color:#f4d27d;white-space:nowrap}.vf-foot-market a{padding:9px 12px!important;border:1px solid rgba(243,199,94,.22);border-radius:11px;color:#f4d27d!important;background:rgba(243,199,94,.06);font-size:10px!important;font-weight:900;white-space:nowrap}.vf-foot-market a:hover{transform:none!important;background:rgba(243,199,94,.1)}.vf-foot-middle{position:relative;display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.1);margin-top:42px;padding:18px 0;color:#93a6c2;font-size:12px}.vf-legal-pro{position:relative;display:flex;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.1);padding:17px 0}.vf-legal-pro a{display:inline-block;padding:0;font-size:12px;color:#b8c6d9}.vf-bottom-pro{position:relative;display:flex;justify-content:space-between;gap:20px;color:#8295b1;font-size:11px;padding-top:16px}.ad-slot{min-height:90px;border:1px dashed #cbd7e8;border-radius:18px;background:linear-gradient(180deg,#fbfdff,#f5f8fc);display:flex;align-items:center;justify-content:center;margin:28px auto;color:#8b99ad;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.ad-slot span{opacity:.8}.vf-motion-orb{position:absolute;border-radius:50%;pointer-events:none;filter:blur(1px);animation:vfFloat 10s ease-in-out infinite}.vf-motion-orb.one{width:170px;height:170px;right:8%;top:10%;background:radial-gradient(circle,rgba(75,139,255,.18),transparent 68%)}.vf-motion-orb.two{width:110px;height:110px;left:6%;bottom:8%;background:radial-gradient(circle,rgba(124,58,237,.12),transparent 68%);animation-delay:-4s}@keyframes vfFloat{0%,100%{transform:translate3d(0,0,0)}50%{transform:translate3d(0,-16px,0)}}@keyframes vfReveal{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}.vf-animate{animation:vfReveal .7s cubic-bezier(.2,.75,.25,1) both}.vf-delay-1{animation-delay:.08s}.vf-delay-2{animation-delay:.16s}.vf-delay-3{animation-delay:.24s}.vf-delay-4{animation-delay:.32s}.vf-shine{position:relative;overflow:hidden}.vf-shine:after{content:"";position:absolute;inset:-20%;background:linear-gradient(110deg,transparent 35%,rgba(255,255,255,.22) 50%,transparent 65%);transform:translateX(-80%) rotate(8deg);animation:vfShine 7s ease-in-out infinite;pointer-events:none}@keyframes vfShine{0%,65%,100%{transform:translateX(-80%) rotate(8deg)}80%{transform:translateX(80%) rotate(8deg)}}@media(max-width:820px){.vf-foot-top{grid-template-columns:1fr 1fr}.vf-foot-market{grid-template-columns:1fr 1fr}.vf-foot-market>div:first-child{grid-template-columns:auto 1fr auto}.vf-foot-market a{grid-column:1/-1;text-align:center}.vf-bottom-pro,.vf-foot-middle{flex-direction:column}.vf-foot-brand{grid-column:1/-1}}@media(max-width:520px){.vf-foot-top{grid-template-columns:1fr}.vf-footer-pro{padding-top:48px}.vf-foot-market{grid-template-columns:1fr}.vf-foot-market>div:first-child{grid-template-columns:1fr auto auto}.vf-foot-market a{grid-column:auto}.vf-foot-middle{gap:8px}}@media(prefers-reduced-motion:reduce){.vf-motion-orb,.vf-shine:after,.vf-animate{animation:none!important}}

/* Ultra-premium editorial photography + motion */
.article-inline-photo{width:100%;height:auto;max-height:640px;object-fit:cover;border-radius:24px;display:block;margin:32px 0 10px;box-shadow:0 24px 70px rgba(8,25,48,.14);border:1px solid rgba(18,42,76,.08)}
.article-photo-credit{font-size:10px;color:#7b899c;margin:0 0 28px}.article-photo-credit a{color:#3977df;text-decoration:none}.article-photo-credit a:hover{text-decoration:underline}
.article-page .hero .article-featured{border-radius:26px;box-shadow:0 28px 80px rgba(10,30,55,.16)}
@media(max-width:700px){.article-inline-photo{border-radius:18px;margin:24px 0 8px}}

/* Article header authentication actions */
header .nav{display:flex;align-items:center;justify-content:space-between;gap:14px}
.head-actions{display:flex;align-items:center;gap:7px;flex-wrap:wrap}
.head-actions a{font-size:13px;font-weight:800;text-decoration:none;padding:9px 11px;border-radius:9px}
.head-actions .start{background:#155eef;color:#fff!important}
.head-actions .login{background:#fff;border:1px solid #dbe3ef;color:#344054}
@media(max-width:700px){
  header .nav{min-height:58px}
  .head-actions a{font-size:12px;padding:8px 9px}
}
/* Editorial article layout v2 is loaded per article page. */